problems with bills? Get free and confidential help from a locally operated non-profit agency. Cut payments and reduce interest. Consumer Credit Counseling Service. (530)841-1516.

notice to readers: California law requires that contractors taking jobs that total $500 or more (labor and/or materials) be licensed by the Contractors State License Board. State law also requires that contractors include their license numbers on all advertising. Check your contractors status at www.cslb.ca.gov or 800-321-CSLB (2752). Unlicensed persons taking jobs that total less than $500 must state in their advertisements that they are not licensed by the Contractors State License Board.